Analysis of the implementation of e-banking in Montenegro during pandemics

Fast development of information and communications technology also resulted in dynamic changes banking sector. The subject this paper is the analysis electronic presence among bank clients Montenegro. Additionally, shall present data on use computers internet access companies at home as well mobile with reference to their trends previous years. objective determine show advantages application both for banks where from 2020 shows that during coronavirus pandemic, number e-banking service users country has grown considerably. Having mind impacts efficiency speed business operations between banks, clients, themselves, it necessary consider factors poorer Internet Montenegro comparison other highly developed countries Europe so would improve be more represented.